Voluntary Benefits are designed to provide additional cash flow to assist with out of pocket medical costs and other bills based on individual concerns and needs.
- Ownership - Policies are fully portable and belong to you if you leave your employer
- Benefits are paid directly to you, not to a hospital or to a doctor
- Benefits are completely separate from medical insurance, are paid regardless of other coverage.
- Special Underwriting - (Guaranteed Acceptance) Health questions WAIVED on all plans! During your initial enrollment only!
DM Bowman Offers:
Transamerica Accident Insurance offsets the cost of unexpected expenses that result from accidents that occur everyday. The benefits are paid directly to you, not to your doctor or hospital. You can use the money for anything you need.
Transamerica Critical Illness can provide immediate financial relief from overwhelming expenses of a serious illness, such as a heart attack, stroke, and cancer. It pays a lump-sum cash benefit when you are diagnosed with a covered illness easing your financial worries.
Transamerica Whole Life Insurance provides protection for you and your loved ones in the event of a untimely death. The Whole Life coverage also builds cash value guaranteed at 4%.
Transamerica Hospital Indemnity Insurance helps offset your out-of-pocket expenses including deductible, coinsurance, copays, and services not covered in your group health coverage for Hospitalization.
**See videos and brochures for more details.